Insurance | WealthCentric

Our Insurance Services

Personal Lines Insurance

Auto, Homeowners, Condo, Renters Insurance

Protecting your most valuable assets from the unexpected is what we do best. Whether the loss is from theft, fire, water damage or any of the other named perils, we ensure that you have the right protection at the best price. Our choice of carriers provide options that don't compromise your coverage. Our insurance professionals can help with assessing the right coverage to protect your assets, ensure that you have the right replacement cost, and provide coverage for any liability potential.

Personal Articles Policy

What happens if you lose your wedding set, your favorite painting gets damaged, or your musical instrument breaks? Your homeowners, renters or condo policy may be limited or insufficient to cover the value of your most precious items. A floater, otherwise known as a personal articles policy would resolve this concern. We can make sure that your most valuable items are covered for many types of losses. Don't leave yourself exposed, let our insurance advisors help you insure coverage for your most valuable properties.

Personal Liability Umbrella Policy

Have you ever taken an assessment of your financial values? Your house, car, savings, rental values and investments can all be exposed when you are found liable in a personal liability situation. The limit on your auto or homeowners insurance may not be enough, and it may not be cost effective to increase liability coverage on each individual policy. This is where an umbrella policy would resolve your problem. Consider a blanket policy that will protect you from any potential liability claim on your home or your automobile. Ask our insurance advisors how to best protect your assets from the devastation of a liability lawsuit.

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(858) 450 - 6000

Commercial Lines Insurance

Business Insurance

How do you determine what is the right coverage for your business property? How much liability is sufficient to protect your business? Do you understand the difference between deductible and co-pay? What are the limitations on your business policy.? Don't be surprised at the time of claim. Let our insurance professionals help you select the right coverage with the right carrier to ensure the right protection for your business.

Worker's Compensation Insurance

In many states, it is the law that employers are required to carry worker's compensation when they have staff, even if they are family members. More importantly, how do you want to protect your employees if they are hurt on the job? Our insurance professionals will work with you to find the choice carrier for your business and hold your hand throughout the claims process to make sure that your business is protected and your employees are well taken care of in case of the unexpected.

Commercial Umbrella Policy

All insurance policies have liability limits and the business policy may not be enough to protect the business income and assets. A commercial Umbrella Policy is a blanket policy covering potential liabilities that can occur from activities related to the business including acts caused by your employees. Whether a client trips and falls in your place of business, your employee hits someone while delivering your company's products, or a slander claim is made against you or your employee because of something you post on social media, the cost to defend and settle can be substantial. If you own a business or multiple businesses, having this extra coverage will give you peace of mind that you are best protected.

Life & Health Insurance

Disability Insurance

Have you thought about what would happen if you become disabled? Who will pay your bills and take care of your expenses? Would you be concerned if you know that there is a fifty percent chance of becoming disabled? This is a real statistic for those who are of working age. Disability insurance is an affordable answer to protect your paycheck and ensure that your lifestyle isn't compromised should the unexpected happen.

Long-Term Care

Did you know that health insurance does not pay for long-term care? Whether assistance is needed from an illness, an accident or just the aging process, the cost can be financially devastating. Qualifications for long-term care are defined as hands-on or stand-by help needed from two out of the following six activities of daily living: bathing, dressing, toileting, transferring, eating and continence. Having a good policy will allow flexibility in the choice of home care, adult care, or nursing home care. Don't wait to think about this protection when you or your loved ones no longer qualify.

Life Insurance

Protect your family and their future with income tax-free death benefits. We represent some of the most established insurance companies in the industry and offer a wide selection of choices to meet every client's needs.

Term life
A policy to take care of short-term life insurance needs such as coverage for education, loans, and business partnerships.

Whole life
A policy designed to take care of long-term or permanent needs such as a dependent family member or legacy building.

Universal Life
A permanent policy with flexible payment plans and cash value withdrawals.

Variable Life
A long term policy with the flexibility of market participation to take advantage of a higher return.

Get Insured Today!

Protect yourself and your assets with our reliable insurance plans.

Get Started Now!

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